Loans
We make getting the money you need easy for whatever life brings. We offer competitive rates, special features and local lenders who understand the community and your needs. Plus, our repayment terms are flexible and the application process is easy. So talk with one of our lending experts today about current interest rates and how to apply.
Home Equity Loan
This is a great option if you are planning any large purchases in the near future. A home equity loan (second mortgage) works much like a regular mortgage. You receive your money in a lump sum, and then make monthly payments over the life of the loan. Plus the interest you pay on the loan may be tax deductible (consult your tax advisor). Talk to us today about current interest rates and how to apply.
• Back to Top • Contact Us
Home Equity Line of Credit
A home equity line of credit works a lot like a credit card. You can borrow as much or as little as you want from your approved credit limit. As you repay the balance, the full amount is available for you to use again and again.
Home Equity Advantages
- Any interest paid may be tax-deductible up to $100,000 (consult your tax advisor)
- Usually offered at a much lower interest rate than credit cards and unsecured personal loans
- Low closing costs
- Provides ready access to money in emergencies
Great Way to Use Your Home Equity
- Consolidating bills
- Home improvements
- Automobile, boat, RV purchases
- Education funding
- Investments
- Business expansion
- Medical costs
- Vacations
• Back to Top • Contact Us
Installment Loans
We work with you to help finance whatever lending need you may have from home improvements, to a new car, to a dream vacation. We offer competitive rates and flexible repayment options to fit your budget. Talk to us today about current interest rates and how to apply.
• Back to Top • Contact Us
Overdraft Protection
Overdraft protection makes it easier to manage your finances while eliminating some of the hassles and stress that may come from unexpected mistakes or purchases. Once you have established your Overdraft Protection, your checking, savings or money market accounts will be protected from bounced checks, insufficient funds charges and returned check charges from merchants. Ask us today how you can begin benefiting from this valuable service.
• Back to Top • Contact Us
|